ROAD TOWN, British Virgin Islands — September 27, 2026 — A new digital financial platform is giving freelancers, remote workers, creators and small businesses across the Caribbean another option for receiving and managing international payments.
Sendana, founded by Jamaican technology entrepreneur Monique Powell, launched in May 2026 with a focus on providing people in underserved markets with access to international payment infrastructure. The platform says it is available in more than 150 countries, including countries across the Caribbean.
For Caribbean professionals who work with overseas clients, one of the platform’s main features is a virtual US dollar account. Sendana says users can open an account using local identification and receive ACH and wire transfers from international clients and platforms such as PayPal and Upwork.
The company is positioning the service as a way to reduce some of the friction associated with cross-border payments. Instead of relying entirely on traditional international wires, users can receive funds into their Sendana account, hold funds in digital dollars such as USDC, and access their money through the platform’s payment and withdrawal options.
Sendana also offers a Visa payment card, allowing users to spend funds online or in physical locations where Visa is accepted. The company says users can create a virtual card for online purchases and subscriptions, while physical cards are also available.
Another feature is international money movement between Sendana users. According to the company’s published fee schedule, Sendana-to-Sendana transfers are currently free, while other services—including certain international withdrawals and US ACH transfers—carry fees.
Why it matters to Caribbean businesses
The growth of remote work and digital entrepreneurship has created a larger need for reliable international payment services in the Caribbean. Freelancers, consultants, online businesses and content creators may earn income from clients outside their home countries but still face challenges when trying to receive and access those funds.
ICT Pulse recently interviewed Powell about Sendana’s approach to what it describes as the difficulties Caribbean entrepreneurs and other professionals can encounter when receiving international payments. The discussion also examined the role of stablecoins and financial technology in creating more accessible cross-border payment infrastructure.
For businesses and independent professionals in the British Virgin Islands, services such as Sendana could be particularly relevant to people earning income from international clients or digital platforms. However, availability of individual features can depend on country, financial partners and applicable regulations.
Sendana is not a traditional bank
Sendana emphasizes that it is a financial technology company, not a bank. Its published disclosures state that banking, card issuing and local cash-payout services are provided by licensed partners.
The company also says its wallet balances consist of stablecoins and are held on-chain rather than being traditional bank deposits. Those balances are therefore not covered by FDIC, SIPC or other government-backed deposit insurance.
That distinction is important for users considering the platform. While Sendana provides banking-related and payment services, customers should understand the terms, fees, availability and protections associated with each particular service before using it for business or personal funds.
A growing digital payments landscape
Sendana’s emergence reflects a broader shift toward digital financial services designed around a more globally connected workforce.
For Caribbean entrepreneurs, the ability to work with international customers is increasingly tied to the ability to receive payments efficiently. Platforms such as Sendana are attempting to bridge that gap by combining virtual US banking access, digital-dollar wallets, payment cards and cross-border money movement in one platform.
As digital commerce continues to expand across the region, the development of these payment options could become an increasingly important part of how Caribbean freelancers and businesses participate in the global economy.
This article is for informational purposes. Users should review Sendana’s current terms, fees, eligibility requirements and applicable laws before using the service.
